« To make your dream come true, you can count on Desjardins ! It’s a lot more than just a financial institution ! It’s an ally. A consultant. A partner ! » It’s a cooperation that can give you back patronage allocations at the end of the year.

As a mortgage representative for Desjardins and having more than twenty years of experience in that domain, it will be a pleasure for me to offer you a fast and personalized service. It will be my duty to give you all the necessary information about the type of mortgage that will be most suitable to your situation, to inform you about the different kinds of mortgage offered by Desjardins and that is for a first or second mortgage or for some refinancing.

Buying a house means choosing a lifestyle. My job will be to examine your financial situation as a buyer, to explain to you, step by step, the process of a mortgage application and to give you the promotions offered by Desjardins.

A mortgage application at Desjardins as different options :

• pre approval with a garanteed rate for 90 days;



• for a new construction, a possibility of a garanteed rate for 180 days;



• possibility to apply 15% per year on the principal, anytime during the year, and always on the initial amount of the mortgage;



• weekly payments (ordinary or accelerated), bi-monthly or monthly payments and a possibility to increase your payments up to double, once a year, without any penalties;



• option Multiproject;



• a mortgage in accordance with your down payment : conventionnal or insured, CMHC, G.E. Insurance (which, in promotion with Desjardins, offers a reduced insurance fee if you make a down payment of 10% or more) some conditions may apply;



• for your down payment, you can use your HBP;



• Desjardins offers you life and invalidity insurances, Financial Security.